Home Improvement

Saving on utilities in Japan with Home Improvement Support

Is your electricity of gas bill getting out of hand? Did you know the government will actually pay to help support you i...
Credit Cards

Building Credit in Japan

Much like overseas, credit is required in Japan to take out loans, especially large ones. Also like many countries, Japa...
Bank Accounts

Neobank Sumishin SBI Bank Re-Brands

If there's one constant in the banking world, it's change. While traditional banks can be slow to embrace real change, r...
Spending Wisely

Heat Pump Dryer for less than 15 man yen?

Most people in Japan choose to dry their clothes by simply handing them outside and letting them dry in the sun. And why...
Credit Cards

When is it okay to use credit?

I have heard a lot about "good debt" and "bad debt" - but what's the difference?The conventional wisdom is "Good debt is...
Expense Reduction

Saving Money on Household Appliances

Say you need a new refrigerator, rice cooker, toilet, or air conditioner. This could be because the old one broke, becau...
Credit Cards

Credit Reports in Japan

IntroductionI have been asked by friends and classmates about credit reporting in Japan, and how it works. For example, ...
Expense Reduction

Understanding Tax Deductions in Japan

There are three main categories that get deducted from the paycheck of the average worker in Japan: Income tax (所得税)Loca...
Investment

Why Insurance and Investment Don’t Mix

This topic isn't specific to Japan, but it does affect Japan more than many other countries for reasons that will become...
Real Estate

Property Investment Scams in Japan

Property investment in Japan is very different than in many other countries.Differing ExpectationsOne difference is that...